Debt-n-Credit Letters
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How to Beat a Collection Lawsuit
How to Fight Creditor & Collector Harassment
Creditor Dispute Letters
Reduced Payment w/Creditor Agreement
Product or Service Complaint
Credit Complaint Resolution Letter
Credit Card Dispute
Amend Debt Payment Agreement
Close Credit Accounts
Debt Collection Dispute letters
Initial Debt Collection Dispute
Follow-up Debt Collection Dispute (same Collector)
2nd Debt Collection Dispute (New Collector)
Debt is Still Invalid (collector attempted to verify the debt)
Payment Refusal and Termination Letter
Final Payment (Debt Paid in Full)
Debt Was Previously Settled
Payment Agreement w/Debt Collector
Debt Settlement Offer w/Debt Collector
Stop 3rd Party Calls Letter
“Paid in Full” on Check Warning
Expired Statute of Limitations (SoL)
Judgment Proof
Stopping Collection Calls
Credit Report Dispute Letters
Initial Dispute Letter
Follow-up Credit Report Dispute Letter
Explain Negative Items in Credit Reports
Request Free Credit Report
Remove Outdated Information
CRA Remove Illegal Inquiries
Creditors Remove Illegal Inquiries
Credit Bureaus Contact
Complain to the FTC
Special Instructions
How to Complain After Making a Purchase
Mailing & Record Keeping Instructions
Opt-out Letter
How and Where to File Complaints About Banks, and other Credit Institutions
Phone log for recording calls to creditors
Phone Scripts
Responding to Debt Collection Calls
Complaining about Poor Products & Services
Negotiating Lower Payments with Creditors
Debt Collection
Statute of Limitations (SoL)
Wage Garnishment Laws
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