Debt Collection Laws and Information The Fair Debt Collection Practices Act (FDCPA) helps you Fight Back against unfair, unethical and even illegal bill collection tactics!Are debt collectors demanding payments on debts you can no longer afford? Are bill collectors harassing you over debts that you’ve already paid? Are you being harassed over debts that are not yours? Have you told collectors to STOP CALLING but they call anyway…repeatedly? Do they demand more money than you can afford? Are collection agents discussing your debts and other personal information with employers, neighbors, even your parents? If so, this self-help website is just what you’ve been looking for!Did you know that most debts expire? It’s true and, something as simple as checking your state’s statute of limitations to enforce a debt can save you a tremendous amount of time, thousands of dollars in payments and… a great deal of aggravation!