Free Sample Letter Get Unauthorized Credit Inquiries Removed

Today’s Date

Your Full Name
Current Address
Current Phone Number

Attention: {insert credit reporting agency name}
{add CRA address here}

Dear {credit reporting agency}

This letter is a formal request to remove unauthorized inquiries from my credit report.  I’ve enclosed a copy of the credit report that your organization provided me with the {insert date of report}.  I’ve listed the unauthorized inquiries below and also circled them in red on the enclosed report

Line Item {insert number}:

Creditor: {insert name of the creditor(s) making the inquiry}

Please note that before making this request, I sent letters to the organizations responsible for these inquires, asking them to remove their unauthorized inquiries from my credit reports and to cease their illegal activity.  Although I sent these letters return receipt requested and have proof that my letters were received more than 30 days ago, they have failed to respond; therefore, I ask for your assistance in resolving this matter.

Per the Fair Credit Reporting Act, I respectfully ask you to investigate my claim and, if after your investigation, you find my claim to be valid and accurate, I ask that you immediately delete the unauthorized inquiries outlined below.  Furthermore, I ask that you send a corrected copy of my credit profile to me at the above address.

If your investigation determines the inquiry was authorized, I respectfully request you forward to me a description of the procedure used to determine this within 15 days of the completion of your re-investigation.

Thank you for your cooperation. If there are questions regarding this matter, you can reach me at (insert phone number and area code).

Sincerely,  

Signature
Printed Name